Read the article that explains the benefits:
Health Insurance Carrier

Your Business Process
Polonious ICMS builds your business process into the system.
Underwriting
Build in the key factors that allow you to make the right underwriting decision.
Policy and Member Management
Issue, renew, process payments and manage policies and members through a user friendly web interface.
Claims Management
Manage claims costs, third party expenses and payments through the same integrated system.
Lower Costs
An integrated end to end underwriting, policy and claims solution greatly increases efficiency saving time and money.